Whom Do College-Affordability Efforts Help the Most?

President Barack Obama accompanied by Vice President Joe Biden speaks during a visit to Lackawanna College Friday, Aug. 23, 2013, in Scranton, Pa. Obama is on the second day of his two-day bus tour discussing college affordability in upstate New York and Pennsylvania. (AP Photo/Matt Rourke)

A case study in the way some government, university, and private programs to help Americans pay for college have become more likely to benefit wealthier students than even the most academically talented lower-income ones.

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